It is often said that there are two major purchases in our life, 1.a house and 2.a pension plan. Why then do so many people fail to make these purchases or leave them until it is too late?

'Very few people are wealthy' this may seem like an obvious statement. Consider the statistics below:

Out of 100 people today aged 35, by the time they reach 65, 57 will rely on state benefit for their existence, 29 will get by on their own resourses, 9 will be supported by their family, 6 will be dead and only 1 will be wealthy. However, many more could be seriously well off if they made a plan and stuck to it. If you think planning for a comfortable future is a personal priority go to the information request form below.

It may be the case that you are contributing into a company retirement plan. Although this is a benefit, or perk of you job, it is always advisable to have your own personal pension plan running at the same time. Why? Well, what happens if you change job or career direction as so many expats do? Will the company pension be available to you when you leave? The chances are that it will not. Being in control of your own personal pension gives you the flexibility to take it from country to country and from one job to the next.